Gen Z Crypto Millionaires and Investment Migration

While headlines chronicle Gen Z’s anxieties — born amid 9/11’s aftermath, raised through the Great Recession, graduating into Covid-19’s chaos, and entering a workforce threatened by AI — a counter-narrative emerges from crypto’s frontier. A growing swathe of Gen Z is gaining wealth through digital assets, with 42% of the segment investing in cryptocurrency. In fact, Gen Z investors are four times more likely to own crypto than retirement accounts. The majority of Gen Z surveyed believe that they’ll become crypto millionaires, and thousands of digital natives in their early twenties have already amassed seven- and eight-figure fortunes through cryptocurrency, NFTs, and DeFi protocols. These young millionaires cluster in residence and citizenship by investment destinations such as Dubai, Singapore, and various Caribbean havens that welcome crypto wealth with open arms and favorable tax regime. Also read https://citizenshiphubs.com/best-investment-migration-programs-for-crypto-investors/ The Accidental Tycoons The archetypal Gen Z crypto millionaire didn’t attend Stanford or work at Goldman Sachs.…

Continue ReadingGen Z Crypto Millionaires and Investment Migration

Crypto Wealth Meets Citizenship by Investment

Cryptocurrency has given rise to a new class of high-net-worth individuals who are financially independent and philosophically aligned with the ideals of self-sovereignty. They seek optionality: mobility, asset diversification, and engagement with the global economy on their own terms. As of 30 June 2025, over 241, 700 individuals world wide hold at least USD 1 million in crypto assets, up from 172,000 last year. Overall, global crypto ownership has surpassed 590 million people, and a survey of financial advisors indicates their client interest in crypto has risen strongly and advisors intend to increase allocation.     This new, mobility-driven class of investors is increasingly turning to citizenship by investment programs as a strategic route to geographic and financial flexibility. Crypto’s borderless structure makes it a practical financial instrument for such strategies, provided it aligns with regulatory and institutional standards. In 2025, this alignment is emerging alongside digital assets’ maturation and widespread adoption. Cryptocurrency…

Continue ReadingCrypto Wealth Meets Citizenship by Investment

The Harley Crypto Adoption Index 2025

 parameters Public Adoption Infrastructure Adoption Innovation and Technology Regulatory Environment Economic Factors Tax-Friendliness RankCountryTotal Score(Out of 60)1stSingapore48.42ndHong Kong (SAR China)45.73rdUSA43.44thSwitzerland43.15thUAE42.96thMalta40.97thUK40.48thCanada39.69thThailand37.110thAustralia36.011thCyprus35.212thLuxembourg34.613thMonaco34.414thMalaysia33.815thAustria33.616thItaly31.717thPortugal31.118thMauritius30.219thAntigua and Barbuda29.920thNew Zealand29.021stEl Salvador26.722ndSt. Kitts and Nevis25.723rdTürkiye25.224thLatvia24.625thPanama23.426thGrenada22.827thGreece22.228thUruguay20.429thCosta Rica20.1 Data Sources Public Adoption The Public Adoption score is calculated as the sum of the following indicators, equally weighted: Share of Population Using Crypto: calculated as the average of the country’s number of crypto owners in absolute terms and crypto owners relative to total population, in percentage. Source: TripleA Public Interest: interest over time. Source: Google Trends Infrastructure Adoption The Infrastructure Adoption score is calculated as the sum of the following indicators, equally weighted: Crypto ATM Availability: the number of crypto ATMs present in the country, per square kilometer. Sources: Coin ATM Radar, Statista, World Bank Bank Integration: calculated as the sum of the following metrics, equally weighted, for each country: Do local banks allow integration with cryptocurrency services? Source: Austrian Financial Market Authority, Bank of Canada, Bank of England, Central Bank…

Continue ReadingThe Harley Crypto Adoption Index 2025
Read more about the article The Crypto Wealth Report 2025
The Power of Crypto currency and digital wallets. Transforming Industries and Customer Service. A Look into the Future. Yellow Bitcoin icon on smart phone. 3D render

The Crypto Wealth Report 2025

An essential publication for digital asset investors and those tracking investment migration from global citizens to wealth managers and private bankers. Featuring exclusive New World Wealth data on crypto and Bitcoin millionaires, centi-millionaires, and billionaires, expert insights. Worldwide Crypto Wealth Statistics  Crypto  BitcoinTotalGrowth % (1 year)* TotalGrowth % (1 year)* Bitcoin % of Total Crypto MarketMillionaires241,700+40% 145,100+70% 60%Centi-millionaires450+38% 254+63% 56%Billionaires36+29% 17+55% 47%        Total Crypto Users (million)590+5% 295+7% 50%        Total Market Value (USD trillion)3.3+45% 2.1+72% 64% NB. Total crypto includes Bitcoin and all other known cryptocurrencies. Millionaire figures rounded to nearest 100. All statistics as at 30 June 2025. *One-year growth rate from 1 July 2024 to 30 June 2025. Crypto wealth tiers: Millionaires — Individuals with crypto holdings of USD 1 million or more Centi-millionaires — Individuals with crypto holdings of USD 100 million or more Billionaires — Individuals with crypto holdings of USD 1 billion or more Source: New World Wealth {https://newworldwealth.com/reports/f/the-crypto-wealth-report-2024} The wealth stats in the Crypto Wealth Report 2025 are based on in-house…

Continue ReadingThe Crypto Wealth Report 2025

Wealth vs GDP: A Nuanced Economic Measure

Understanding the true financial health of an economy requires a more nuanced approach than simply examining GDP figures. GDP is often used as a standard measure of economic performance, but it does not fully capture the dynamics of wealth creation and accumulation or the financial health of an economy. Private wealth provides a far more accurate reflection of economic strength, taking into account asset ownership, investment flows, and the movement of high-net-worth individuals. Unlike GDP, which can be distorted by government spending and other factors, private wealth offers a clearer picture of financial stability and prosperity. Why wealth? We consider wealth to be a far better measure of the financial health of an economy than GDP. The reasons for this include: In many countries, a large portion of GDP flows to government and therefore has little to no impact on private wealth creation. GDP counts items multiple times. For instance,…

Continue ReadingWealth vs GDP: A Nuanced Economic Measure

Investment Opportunities: Accessing the World’s Wealthiest Cities

The world’s wealthiest individuals shape our cities as much as cities shape wealth creation. This symbiotic relationship drives a clear pattern: capital follows talent, talent follows opportunity, and opportunity clusters in urban centers that understand this dynamic. The world's wealthiest cities report https://citizenshiphubs.com/worlds-wealthiest-cities-report/ reveals not just where wealth resides, but how it moves and multiplies across global cities. Leaders and rising stars The USA dominates the Top 50 list with 11 cities, led by New York City with 384,500 millionaires, though the Bay Area which includes the city of San Francisco and Silicon Valley now hosts more billionaires and continues to thrive as the epicenter of technological wealth creation. Los Angeles has surpassed London, pushing the UK capital down to 6th place in our rankings. This continues London’s multi-year decline, while Dubai has climbed from 21st to 18th place, confirming its rising status as a wealth magnet. China’s wealth landscape reveals a telling shift…

Continue ReadingInvestment Opportunities: Accessing the World’s Wealthiest Cities

Crypto Golden Visa & Citizenship: Unlock Global Mobility

Crypto Golden Visa: The New Era of Investment Migration Crypto golden visa .The intersection of cryptocurrency and global migration has opened a revolutionary path for investors: the ability to secure citizenship or a golden visa using digital assets. If you’ve ever wondered whether you can buy citizenship with Bitcoin or secure residency through Ethereum, stable coins, or other crypto, the answer is a confident yes—but only in certain jurisdictions. This blog will explore countries accepting crypto for residency or citizenship, why these crypto-friendly CBI programs (Citizenship by Investment) are attracting forward-thinking investors, and why partnering with Harley & Associates is the safest and smartest move for turning your crypto wealth into global mobility. 1:Understanding Crypto Golden Visas and Citizenship by Investment A crypto golden visa or crypto investment citizenship program lets you use cryptocurrency—directly or indirectly—to qualify for permanent residency or a second passport. Read morehttps://citizenshiphubs.com/crypto-wealth-and-global-citizenship/ There are two main…

Continue ReadingCrypto Golden Visa & Citizenship: Unlock Global Mobility
Read more about the article Crypto Migration Programs. A New Era for Residency By Investing Crypto
The Power of Crypto currency and digital wallets. Transforming Industries and Customer Service. A Look into the Future. Yellow Bitcoin icon on smart phone. 3D render

Crypto Migration Programs. A New Era for Residency By Investing Crypto

Crypto migration programs, Citizenship and residency via crypto are now possible in countries like Vanuatu, El Salvador and Portugal, with investment requirements ranging from $100,000 to $1 million. It might not be that much of a surprise, then, that both citizenship-by-investment crypto programs and golden visas with crypto are appearing to meet the needs of investors holding Bitcoin Bitcoin going up at $118,000, Ethereum at $3,418, and stable coins on the rise as well. What was once a fiat-only world now includes pathways tailored for those living a crypto-rich lifestyle. Key takeaways -Vanuatu is one of the fastest countries to offer citizenship, with crypto accepted through licensed agents. -Dominica and Saint Lucia offer Caribbean citizenship in months using crypto converted via trusted agencies. -Portugal offers EU residency and a path to citizenship through crypto-linked investment funds -El Salvador offers direct citizenship through a $1-million Bitcoin or USDT investment, with no…

Continue ReadingCrypto Migration Programs. A New Era for Residency By Investing Crypto

World’s Wealthiest Cities Report 2025

World's Wealthiest Cities Report 2025 is the definitive guide to city wealth, published annually by Harley & Associates in partnership with wealth intelligence firm New World Wealth. The report provides a comprehensive review of the 50 wealthiest cities in the world in 2025 with expert insights on economic mobility, prime property, the investment migration sector, and wealth management. It also benchmarks wealth in over 100 centi millionaire hotspots worldwide. Read about the world wealthiest cities in 2024 https://citizenshiphubs.com/world-wealthiest-cities/ Top 50 Cities for Millionaires City/AreaCountryMillionaires (USD 1m+)Centi-Millionaires (USD 100m+)Billionaires (USD 1bn+)Millionaire growth % (2014 to 2024)New York CityUSA384,5008186645%The Bay AreaUSA342,4007568298%TokyoJapan292,300262184%SingaporeSingapore242,4003333062%Los AngelesUSA220,6005164535%LondonUK215,70035233-12%ParisFrance160,100277225%Hong KongHong Kong (SAR China)154,900346403%SydneyAustralia152,9002242228%ChicagoUSA127,1002952524%MilanItaly115,0001821724%BeijingChina114,3003163872%Osaka–Kyoto–KobeJapan112,2001281220%ShanghaiChina110,5002933567%TorontoCanada108,4001842018%MelbourneAustralia94,0001081236%HoustonUSA81,8002101675%DubaiUAE81,20023720102%FrankfurtGermany80,300132139%Zurich (canton)Switzerland77,8001801010%DallasUSA72,4001351685%Geneva (canton)Switzerland70,2002151426%MunichGermany69,800871117%SeoulSouth Korea66,0001481617%SeattleUSA53,1001271148%RomeItaly51,8008399%MumbaiIndia51,2002052569%ShenzhenChina50,80015622142%VancouverCanada46,400901152%AmsterdamNetherlands46,10093932%BostonUSA45,000112840%MiamiUSA38,8001801794%MadridSpain34,9007285%PerthAustralia34,60066932%HangzhouChina32,20010412108%AustinUSA32,000901090%ViennaAustria31,50074720%Taipei CityTaiwan (Chinese Taipei)31,400851660%DelhiIndia31,2001251682%MoscowRussian Federation30,00017823-25%Washington DCUSA28,900971292%BerlinGermany28,40050525%BrisbaneAustralia26,40039422%Nice to ÈzeFrance25,50092918%GuangzhouChina24,30069988%Manchester & TraffordUK23,4006877%StockholmSweden23,10060112%Tel Aviv & HerzliyaIsrael22,60076925%DublinIreland22,30043534%LisbonPortugal22,20045440% Rankings as at December 2024. All stats in USD terms. Only includes individuals living in each city (residents). Millionaire figures rounded to nearest 100. Source: New World Wealth

Continue ReadingWorld’s Wealthiest Cities Report 2025

2024: A Watershed Year for Digital Assets

By Jean-Marie Mognetti,   The year 2024 is poised to be a landmark year for the cryptocurrency industry. With the U.S. Securities and Exchange Commission (SEC) granting approval for Spot Bitcoin Exchange-Traded Funds (ETFs), the institutionalization of the asset class has reached a pivotal milestone. This approval is not just a regulatory endorsement; it signifies the maturation of Bitcoin as a legitimate investment vehicle, suitable for inclusion in the portfolios of traditional investors. This move by the SEC is expected to usher in a new era of mainstream acceptance and integration of cryptocurrencies into the global financial system. During the early phases, Bitcoin was not yet recognized as a distinct financial asset. The ecosystem lacked essential infrastructure — there were no custody solutions, regulated exchanges, or trading platforms, and the banking sector largely refused to engage with Bitcoin businesses. The absence of public companies in the cryptocurrency sector further highlighted…

Continue Reading2024: A Watershed Year for Digital Assets